Team Leader DVP - Credit Monitoring EWS with a Large Private Bank
Team Leader DVP - Credit Monitoring EWS with a Large Private Bank
Posted on :
02-09-2024
Employer Active
1 Vacancy
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Share
Send me jobs like this
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Job Description
Job Purpose:
EWS Framework Review Implementation and Backtesting:
- Implementation and Enhancement of EWS framework across various products in the Bank
- Workflow management and efficiency improvement of the EWS process
- Creation/Enhancement of EWS (Early Warning Signal) alerts in coordination with key stakeholders like IT Analytics Credit Business etc.
- Evaluation and ongoing maintenance of EWS systems including data capturing data completeness data integrity and data quality
- Review of EWS alerts generated for classification of account as red flag/weak account
- Backtesting validation and implementation of Early Warning Signals
RBI Compliance & Regulatory:
Reporting of EWS to top management publication of EWS reports conducting meetings
Credit Monitoring Process
- Identify and augment credit processes and systems for enhanced quality and coverage of credit monitoring and credit risk control at a borrower as well as portfolio / subportfolio level.
- Assess level of adherence of credit managers to the laid down credit processes.
- Highlight to management any deviation observed
- Examine root cause for credit delinquencies /deterioration in the portfolio and use learnings for enhancing / improving credit process
Early Warning System
- Enhance / Improve early warning tools so that these are comprehensive and effective in providing advance warning of potential credit deterioration / weakening / frauds.
- Create and manage suitable workflows that provide warning signals to credit managers for their accounts and close out of the entire loop in terms of review actionable timeline feedback.
- Ensure that actionables are closed out by the credit team in a timebound manner so that slippages are avoided.
- Highlight to management any deviation in achievement of early warning actionables
Portfolio Risk Review
- Periodically or event based carry out portfolio / sub portfolio reviews to create awareness of underlying quality emerging trend potential risk and accordingly suggest corrective action
- Carry out stress tests on portfolio / sub portfolios jointly with the Credit team and the Policy team
Periodic reports on portfolio
- Publish reports for management consumption / action on portfolio quality delinquency portfolio behaviour TAT housekeeping etc
- Publish Monthly / Quarterly review report on Wholesale Portfolio and key indicators trends and highlights in the month / quarter about the portfolio credit environment regulations policy changes
Digitization
- Work closely with the credit team and IT in enhancing the usage of technology in credit monitoring control and reporting; and reducing human effort and time in these areas.
- Interact with vendors to identify and adopt suitable tech solutions
Educational Qualifications: CA / MBA
Key Skills
- Credit Products & Process Knowledge
- Communication
- Knowledge of systems & IT
- Analytical Ability
- Regulatory Framework
credit monitoring,EWS,Early Warning Systems,Team Management,portfolio risk,risk management
Employment Type
Full Time
Report This Job
Disclaimer: Drjobpro.com is only a platform that connects job seekers and employers. Applicants are advised to conduct their own independent research into the credentials of the prospective employer.We always make certain that our clients do not endorse any request for money payments, thus we advise against sharing any personal or bank-related information with any third party. If you suspect fraud or malpractice, please contact us via contact us page.
