Quality Control Auditor

About Client:

A leading Mortgage Organization.

Role& Responsibilities:

The Quality Control Auditor for post close originations is responsible for underwriting loans that have already closed and funded. The scope is to identify any material issues with the loan and disseminate those issues to the operations executive management and the GSEs. To ensure each file reviewed is of quality in accordance with the internal and external requirements.

ESSENTIAL JOB FUNCTIONS

1. The QC Auditor is responsible for analyzing financial and credit information according to internal underwriting standards investor guidelines and federal regulations.

2. Underwrites a wide variety of product and loan types with a higher aggregate credit exposure including underwriting.

3. Compile analyze and document loan data and credit risk borrower and property information.

4. Responsible for providing strong and clear communication of identified issues to operations and executive management.

5. May include training and assistance to the QA Underwriters to assist with performance improvement and developmental opportunities.

6. Adheres to all applicable internal NPI policies and procedures and protects the confidentiality of borrower information.

7. May require assisting other teams within Credit Risk.

8. Other duties as assigned.

Requirements: EDUCATION/EXPERIENCE REQUIREMENTS

Graduation from a fouryear college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience and education that demonstrates the ability to perform the essential functions of this position.

Analysis skills in the areas of credit layered risk and income.

Ability to underwrite loans at a national level and in all markets.

FHA Direct Endorsement (DE) designation preferred.

VA Lender Appraisal Processing Program (LAPP) and/or Staff Appraisal Reviewer (SAR) designations preferred.

Experience with Desktop Underwriter (DU) or comparable automated underwriting system required

Basic computer skills required. Experience with Microsoft Office a plus.

Minimum of 2 years mortgage underwriting or lending experience.

Location: Remote

Remote Work :

No