Credit Risk Analyst Abuja

• Reviewing loan applications for potential risks including an applicant s ability to repay the loan.
  
• Reviewing financial statements to determine the individual or company s ability to repay its loan.
  
• Analyzing financial data to assess risk exposure and recommend solutions.
  
• Reviewing of PO loan Bridge Finance Working capital loan Income discounting etc
  
• Reviewing a borrower s credit history to determine their risk of defaulting on a loan or other financial obligation.
  
• Communicating findings with other team members within the lending institution or other parties involved in the decisionmaking process.
  
• Monitoring loans to detect signs of financial distress or possible fraud.
  
• Preparing reports summarizing the findings of the analysis and recommending next steps
  
• Reviewing business plans to determine whether applicants have realistic expectations about their ability to repay loans.
  
• Loan Monitoring and reporting
  
• Prepare weekly and monthly report.
  
• Preparing and sending of monthly credit bureau report to credit bureau companies.
  
• Ability to motivate team members positively towards the job.
  

Requirements

• 3 6 years professional experience preferably in the SME loan transactions
  
• Candidate should have bachelor s degree in business finance accounting economics or related field
  
• Excellent Numerical and analytical skills
  
• Knowledge of all regulatory policies and procedure
  
• Ability to recognize problems and apply Risk Management techniques to address them.
  
• Excellent Leadership team management developing and mentoring.
  
• Highlevel influencing and interpersonal skills
  
• Excellent verbal and written communication skills
  
• Meticulous attention to detail and accuracy.
  
• Excellent organizational and leadership ability
  
• Analytical mind
  
• Problemsolving aptitude.