Credit Risk Strategy Manager

• Conduct comprehensive credit risk assessments through analysis of credit data and financial information.
• Develop and implement credit scoring models and strategies to evaluate creditworthiness.
• Stay informed about industry trends regulatory changes and emerging risks affecting credit portfolios.
• Monitor and analyze the performance of the credit portfolio.
• Identify trends patterns and potential areas of concern.
• Implement strategies to mitigate risk and optimize portfolio performance.
• Develop and refine credit risk strategies for acquisitions account management and collections.
• Collaborate with crossfunctional teams to align credit risk strategies with business goals.
• Balance risk and reward considerations to maximize profitability while maintaining acceptable risk levels.
• Utilize statistical modeling and data analytics to enhance credit risk decisionmaking.
• Develop validate and implement predictive models for credit scoring and risk assessment.
• Monitor and adjust models to ensure ongoing accuracy and relevance.
• Formulate and implement credit risk policies and procedures.
• Collaborate with underwriting finance and marketing teams to optimize credit risk strategies.
• Provide guidance and support to crossfunctional teams on credit riskrelated matters.
• Generate regular reports on credit risk metrics and portfolio performance.
• Communicate findings recommendations and insights to senior management and stakeholders.

• Bachelors degree in Finance Statistics Mathematics or a related field; Masters degree preferred.
• 5 years of experience in credit risk management with a focus on strategy development and implementation.
• Proficient in statistical analysis tools and programming languages (e.g. SAS R Python).
• Strong understanding of credit risk modeling scoring and analytics.
• Excellent communication and presentation skills.
• Knowledge of relevant regulations and compliance requirements.
• Ability to work independently and collaboratively in a fastpaced environment.

credit risk,strategy,analytics