Credit Underwriter

Purely Automotive Recruitment are now looking to recruit a dynamic and ambitious individual that displays drive passion energy talent and integrity. This role will be attractive to individuals who can rise to a challenge who are adaptable and enjoy working in a dynamic environment. The role offers highly attractive career development and progression opportunities.

The Credit Underwriter will be responsible for:

Setting credit limits for corporate customers

Annual review (or more frequently if required) of corporate credit limits

Review of credit applications for corporate and personal customers within agreed turnaround times

Presenting proposals to Credit Committee

Maintaining up to date customer credit files

Performing regular internal control testing

Working with collection team to determine credit worthiness

Supporting credit portfolio reporting & credit surveillance

Performing sectoral review of obligors determining watchlist industries

Requirements

The successful candidate will have:

Relevant experience in credit risk/lending division of either leasing company or financial institution (between 35 years)

Appropriate recognised professional or third level qualification

QFA is desirable but must be an Approved Product Advisor

Experience of credit underwriting for both corporate (SME) and personal customers with good understanding of financial statements and repayment capacity

Good interpersonal skills

Ability to partner with Sales whilst ensuring appropriate balance of risk

Computer literacy and analytical skills

Excellent written and oral communication skills

Benefits

Our client is committed to developing their team members and offers a wonderful working environment. Our client also offers a very competitive remuneration package together with excellent company benefits along with this position.