Credit yst Portfolio Management Officer Bahrain - Avana Companies
صاحب العمل نشط
حالة تأهب وظيفة
سيتم تحديثك بأحدث تنبيهات الوظائف عبر البريد الإلكتروني
شارك هذه الوظيفة
حالة تأهب وظيفة
سيتم تحديثك بأحدث تنبيهات الوظائف عبر البريد الإلكتروني
لم يكشف
لم يتم الكشف عن الراتب
1 وظيفة شاغرة
الوصف الوظيفي
Mission:
The mission of a Credit Analyst known internally as Portfolio Management Officer is to monitor assigned loans within the loan portfolio ensuring accurate risk ratings are assigned identifying early warning signals and recommending appropriate action. Portfolio Management Officers also monitor and administer construction loans in accordance with standards outlined in credit policy. By doing this they ensure the stability profitability and regulatory compliance of the loan portfolio while effectively managing risk and maximizing shareholder value.
Key Results
- Maintain 90% compliance rate for loan reviews
- QC and process construction draw requests within 5 business days of receiving the inspectors final report
- Ensure 100% of loan extensions are processed or loan is handed over to Special Assets prior to loan maturity
Core Competencies
- Analytical Thinking
- Attention to Detail
- Collaborating with Others
- Decision Making
- Problem Solving
Responsibilities
- Conduct periodic credit risk analyses of assigned loans within the loan portfolio ensuring accurate risk ratings are assigned.
- Engage with clients proactively and independently to gather the information necessary to complete analyses and make informed decisions.
- Draft and present clear credit in written loan reviews that accurately capture the credit risk of each loan including the financial capacity of the borrower the performance of the property and the current value of collateral.
- Utilize US based resources to assess risk exposure within the loan portfolio including probabilities of default and loss given default.
- Monitor the performance of assigned loans within the loan portfolio identifying early warning signals and recommending appropriate action.
- Conduct industry research and analysis to understand market trends and identify potential risks.
- Monitor and administer construction loans including tracking budgets monitoring completion schedules reviewing thirdparty reports and ensuring draws are funded timely.
- Ensure compliance with all relevant laws regulations and internal policies.
- Communicate effectively with internal stakeholders to provide updates on portfolio performance and risk trends.
- Stay informed about changes in regulatory requirements and industry best practices to maintain compliance and mitigate legal and regulatory risks.
- Travel may be required for training purposes.
Requirements
- Minimum 3 years of experience in commercial lending preferably with a focus in commercial real estate and hospitality
- Bachelors degree Finance or Accounting with strong academic record
- Strong analytical skills with the ability to interpret complex financial data and identify key risk factors
- Ability to work independently with minimal supervision
- Strong attention to detail and ability to identify discrepancies in data
- Proficiency in financial software data analytics tools and spreadsheet applications (such as Excel)
- Excellent verbal and written communication skills in English with the ability to articulate findings and recommendations effectively and concisely
- Ability to work in a fastpaced and multinational environment
- Ability to multitask solve problems and think quickly
- Willing to work US hours (i.e. 4:00 pm to 1:00 am Bahrain Time)
- Job: Full Time
- Type: Usually Work From Office Friday is working and weekly off is on Saturday & Sundays.
- Holiday: Not Bahrain holidays it will be mostly US or based on business requirements
- Work Permit: Candidate should have required work permit for Bahrain.
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نوع التوظيف
عن بُعد
المهارات المطلوبة
- Financial Statement Preparation
- تحليل الائتمان
- Cash Flow Analysis
- Math
- الخدمات المصرفية
- Analysis Skills
- UCC Law
- Underwriting
- التحليل المالي
- Financial Modeling
- Financial Report Interpretation
- Word Processing
