Job Purpose Summary:
The incumbent is mainly responsible for providing efficient friendly and quality service to customers; answering queries providing information and guiding customers through various banking procedures; marketing the Groups products and services and encouraging customers to increase their business with the Group.
Essential Duties & Responsibilities by Dimensions:
A. Shareholder & Financial:
- Proactively market the Groups products to increase sales volume and profitability and to achieve or exceed set targets and goals.
- Strive to be mindful of Key Performance Indicators (KPIs) for branch customer service performance monitoring and quality measurement purposes.
- Implements KPIs and best practices for Officer Corporate Customer Services
- Promote cost consciousness and efficiency and enhance productivity to minimise cost avoid waste and optimise benefits for the bank.
B. Customer (Internal & External):
- Enhance the Groups image through proactive customerdriven servicing of their needs in support of the goal of exceeding customer expectations.
- Ensure customer satisfaction all times and resolve customer complaints timely and effectively.
- Attend and resolve all customer queries at the branch within specified TAT to ensure customer satisfaction.
- Crosssell products to customers and leverage on existing customer base to improve profitability while driving customer retention.
- Provide timely and accurate information to the external and internal auditors and the Compliance function as and when required.
- Build and maintain strong and effective relationship with branch customers and all other related units of the Group to achieve goals/objectives.
- To assist customers in all their queries on Banks product and seek solution to their requests.
- Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turnaround time.
- Build and maintain strong/effective relationships with related departments/units to achieve the Groups objectives.
- Provide timely/accurate data to external/internal Auditors Compliance Financial Control and Risk when required.
C. Internal (Processes Products Regulatory):
- Act as the first point of contact for customers especially for new customers answer their queries and provide information about various products and services offered by the Group.
- Perform certain customer related tasks such as posting account opening customer data maintenance issue of balance/no liability certificates etc.
- Assist customers in filling out various forms and applications as requested such as opening an account; applying for an ATM credit cards and checkbook; standing order instructions etc.
- Coordinate with tellers and branch operations staff on an as is needed basis to ensure smooth operations and timely and friendly service delivery.
- Receive loan applications from customers and prepare the corresponding loan agreements prepare Foreign Bills for Collection (FBC) requests check dormant accounts and scan approve customers signatures.
- Should be able to assume teller or branch operations staff responsibilities at peak times or whenever necessary.
- Refer to Manager Customer Services for any unresolved queries on transactions handled.
- Monitor the service standards operational in the branch and look for creative ways to improve service delivery.
- Ensure compliance to internal service quality standards and compliance to audit requirements.
D. Learning & Knowledge:
- Possess working knowledge of branch customer service to carry out duties and responsibilities.
- Identify related areas for professional development of self.
- Proactively identify areas for professional development of self and undertake development activities.
- Seek out opportunities to remain current with all developments in professional field.
Education/Experience Requirements:
Diploma degree preferably with a Major in Marketing Banking Finance Accounting Economics Business Administration or Information Technology (related field of study)- High School Degree
- No years of experience required
Required Special Skills:
Excellent oral and written communication skills (including report writing) in English and Arabic.- Good interpersonal and presentation skills.
- Understanding of the relevant laws regulations and practices.
- Ability to make decisions and follow through with initiatives.
- Personal integrity and selfmanagement.
- Planning organising and analytical ability.
- Results oriented.
- Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.
This job has been sourced from an external job board.
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