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Banking Sales Representative Bahraini - Almoosa Manpower Agency

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موقع الوظيفة drjobs

المنامة - البحرين

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Job Description

Job Title:

Direct Sales Agent (DSA)

Type of the Job:

Full Time ( 48 Hours per week)

Purpose of the position:

To promote educate and sell prospect customers one or more of Retail Banking Products and Services and assist them to complete the application.

Main Responsibilities & Duties:

Process new proposals / applications

Collect the information from clients to complete the credit applications

Preparation of abovementioned documents assessing the customers financial status focusing on salary collateral capacity in repay cash flow and transaction structure inline with the AUB Retail Banking policy

Provision of daytoday support for home loans customers

Responding to customers queries with regards to their accounts and mortgage loan facility

Submit customers applications/sales and registered in the sale report

Preparation and administration of client and facility documentation as required/necessary

Processing of customers instructions to ensure timely response and highquality service

Registration and booking of home mortgage loans in the system before to disbursed by operations department

Prepare O/S letters and collateral release applications

Process company applications & loans

Follow up with the customers & the developers to process the drawdown of loans

Maintain and develop business relationship with key contacts within the preferred employers for future business sourcing.

Follow up with both the developers and banks representatives at court on the availability/readiness of property deeds in order to register a mortgage over property (no mortgage application available only promise to mortgage)

Follow up with the customers & insurance companies on the yearly renewal of insurance applications

Act as a backup for secured lending division whenever needed

Develop sales plan on daily basis and share it with the team leader.

Prepare activity Reports.

NOTE:

Responsibilities and duties in the Job description may be changed or added due to work requirement.

It is the responsibility of the DSA to avail a car and mobile to conduct business with prospect customers.

Ensure selling based on needs and avoid missselling by communicating proper information with prospect customers.

Performance Measures

Performance & targets

Disciplinary record.

Attendance Record.

Contribution to the growth of the company.

Job Specifications

Essential

Desirable

Qualifications

University Bachelors Degree OR

Diploma

Banking/Finance Accounting Sales/Marketing major

Experience

Experience in sales & marketing and specifically in banking products

Incase of Diploma 3 years experience in banking & sales products is essential

Skills

Communication skills

Problem Solving Skills

Negotiation Skills

Customer service skills

Adaptability

Creativity

Research skills

Analytical skills

Abilities

To communicate in English orally and comprehensively

To communicate in Arabic orally

To work under pressure.

To learn quickly

Line Manager

To review & report daily weekly & monthly activities performance & targets

Job Type: Fulltime

Education:

  • Bachelors (Required)

Experience:

  • Sales: 2 years (Required)

Language:

  • English And Arabic (Required)

This job has been sourced from an external job board.
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نوع التوظيف

دوام كامل

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