Credit Officer

Responsibilities:

• Review loan applications submitted by clients.
• Assessment of the financial situation of clients applying for loans.
• Assessment of creditworthiness and risks for clients.
• Contact clients to collect the financial data and documents required to obtain the loan.
• Analyze risks and approve or reject loan applications.
• Calculate financial ratios (eg credit scores, interest rates)
• Prepare appropriate payment plans for clients.
• Maintain customer records and Follow up with clients about loan renewals
• Communicate and follow up with clients to discuss loan renewals.
• Monitor progress of existing loans