Credit Portfolio Risk Analyst

Overview:

TekWissen Group is a workforce management provider throughout the USA and many other countries in the world. Our client is a company who is a provider of banking and financial services. The company operates through two divisions, Retail Banking and Services, and Corporate and Institutional Banking

Position: Credit Portfolio Risk Analyst

Location: New York Ny 10019

Duration: 9 Months

Job Type: Contract

Work Type: Onsite

Job Description:

Candidate Success Factors:

• Candidates to be measured on the following four performance drivers, which will dictate how individual impact is considered on the Americas platform:

• Results and Impact

• Impacts division and influences peers and team

• Demonstrates good judgement when making decisions of high complexity and impact

• Relies on limited guidance for most complex decision making

• Is responsible for driving outcomes which have meaningful effect on team or department

Leadership and Collaboration

• Creates trust with department leaders

• Acts in leadership capacity for large projects, processes, or programs for a team

• Client, Customer and Stakeholder Focus

• Able to build relationships with a mix of intermediate and senior colleagues or clients

• Interacts regularly with management and department leaders

• Demonstrates the ability to persuade and influence stakeholders at the team level

Compliance Culture and Conduct

• Takes full responsibility for personal actions and demonstrates courage in facing problems and conflicts

• Perceived as a person of high moral character; upholds corporate values and displays high ethical standards"

Responsibilities:

• Contribute to the Bank's Risk Appetite Framework such as the RAS, the Risk identification, the Sector / Activity RAS and the Country Envelope framework for Credit & Counterparty Risks.

• To organize and facilitate the dialogue between Business and RISK when reviewing Business strategies and their impact on the credit and counterparty risk profile, notably in the RAS review, Group Budget and Strat Plan exercises, and to accompany them with relevant information and analysis of credit portfolio risks.

• To produce, analyze and compile credit risk information in order to serve the needs of internal (Banks' Board of Directors, Senior Management, CRO) and external stakeholders (Supervisor, Rating agencies )

• To analyze in close coordination with the Risk practitioners the evolution of the credit portfolio quality, understand its trends and dynamics and contribute to the anticipation of any adverse development being it in a sector, geography, m tier, etc.

• To analyze the credit CoR evolution and dynamic incl. performing sensitivity analyses in order to help the Risk practitioners anticipate on the CoR.

• To contribute to the budgetary and risk identification exercises by providing relevant information and analysis of credit portfolio risks.

• To assist in the building of a comprehensive framework of credit portfolio risk analytics and to deliver to the senior management focused and timely credit portfolio information meant to enlighten decision makers on current and forward looking credit portfolio risks.

• To contribute to answer to regulatory requests on credit risk topics.

Contribute to the Credit Stress Testing and provisioning:

• The Credit Portfolio Risk team acts as a coordinator for the production, reporting and added-value analysis of integrated credit stress test across the CUSO perimeter. This requires interactions at Group and regional level.

• The Credit Portfolio Risk team also produces with the support of Group relevant credit stress tests and develop relevant methodologies.

Minimum Required Qualifications

• Good knowledge of credit and counterparty risks

• Advanced reporting software skills

• Good organization skills to manage under tight deadlines the complexity of processes and the high number of stakeholders to coordinate

• Strong analytical and inquisitive mindset in order to synthesize large amount of information in management level presentations

• Excellent communication skills, and ability to present comprehensive risk reviews to Senior Management

• Ability to contribute to value-added projects on a long term basis,

• Sense of details, accuracy and presentation without losing the "main picture"

• Commitment to deliver results in line with client's expectations

• Resilience to heavy workload

Preferred Qualifications:

• Minimum experience of 3 years in Risk management or Management Information System area

• Degree in Finance or related area

TekWissen Group is an equal opportunity/affirmative action Employer (m/f/d/v) supporting workforce diversity.